VA Loans

• VA loans are available to Veterans, reservists, active-duty personnel and surviving spouses of Veterans, based on military entitlement
• Borrowers may finance up to $2 million for a home purchase*
• No down payment**
• No cash reserves*
• No application fee
• No monthly Private Mortgage Insurance (PMI) premium
• VA funding fee may be financed
• 1-4 unit primary residences may qualify with certain restrictions
• VA assistance to Veterans in default
• May pay off some consumer debt with the refinance loan program***

*Cash reserves required on loan amounts greater than $1 million. Other restrictions may apply.
**Up to 100% financing available up to county loan limits on primary residences.
***Please consult your financial advisor about the consolidation of short-term debt into long-term debt.